Welcome to Play the Conditional Sentence with Real Money, hosted at hokmsharti.com. We are committed to maintaining the highest standards of financial integrity, user safety, and legal compliance. This Anti‑Money Laundering (AML) and Know Your Customer (KYC) policy describes how we verify identities, monitor transactions, and protect both the platform and our users from illicit activity.
🎯 Purpose & Objectives
Our AML & KYC policy is designed to:
- Prevent misuse of the platform for money laundering, fraud, or terrorist financing
- Ensure that every user is verified, accountable, and traceable
- Protect user funds and personal information from abuse or unauthorized access
- Comply with relevant international, regional, and national regulatory standards
📚 Legal & Regulatory Basis
Play the Conditional Sentence with Real Money operates in accordance with recognized AML and financial compliance frameworks, including but not limited to:
- EU Directive 2015/849 — on preventing misuse of the financial system
- EU Regulation 2015/847 — requirements for information accompanying transfers of funds
- Sanctions, embargo regimes, and controls on dual-use goods
- Applicable national AML, financial, and gaming laws in jurisdictions served
🔍 Definition of Money Laundering
Money laundering refers to processes designed to disguise funds derived from illegal activities and make them appear legal. Common actions include:
- Converting or transferring illegally obtained property
- Concealing the true origin, ownership, or movement of assets
- Using or holding property with knowledge it came from a crime
- Participating in or facilitating such acts
These crimes are punishable even if the original unlawful act occurred elsewhere.
🧾 Customer Identity Verification (KYC)
We apply a tiered verification protocol to appropriately match user risk to identity requirements.
✅ Step 1: Basic Verification (All Users)
- Full name
- Date of birth
- Country of residence
- Gender
- Complete physical address
This step is mandatory before any withdrawal is allowed.
✅ Step 2: Enhanced Verification (Transactions Over $2,000)
- A valid government-issued photo ID (passport, national ID, or driver’s license)
- A handwritten note showing a six-digit random code placed next to the ID
- A selfie of the user holding the ID
If automated verification fails, users must also submit proof of address (e.g., utility bill or government document).
✅ Step 3: Source of Funds / Wealth Verification (Over $5,000 or Peer Transfers)
For large transactions or peer transfers, users must submit evidence of financial origin, such as:
- Employment or salary documentation
- Business ownership or registration papers
- Bank statements, investment records
- Inheritance, family support, or gift documentation
Until verification is complete, relevant account functions (especially withdrawals) may be suspended.
📍 Proof of Address
If automated address validation is unsuccessful, users must provide a document issued within the past 3 months showing their name and address. Acceptable documents include:
- Utility bills (electricity, water, gas)
- Recent bank statements
- Official government correspondence with address details
🌐 Country Risk Classification
We evaluate user risk based on their jurisdiction of residence:
| Risk Tier | Description | Verification Thresholds |
|---|---|---|
| Low Risk | Jurisdictions with robust financial regulation and transparency | Standard three-step KYC applies |
| Medium Risk | Countries with weaker oversight or higher financial opacity | Step 2 required from $1,000, Step 3 from $2,500 |
| High Risk | Sanctioned, blacklisted, or high-risk jurisdictions | Access may be restricted or denied |
📡 Transaction Monitoring & Internal Controls
All monetary flows on hokmsharti.com are monitored using automated systems and manual review. We flag patterns such as:
- Large deposits followed by immediate withdrawals
- Frequent switching across payment methods
- Access from unusual IPs or devices
- Discrepancies or inconsistency in user account data
🔁 Deposit ↔ Withdrawal Matching
To mitigate third-party laundering, withdrawals must use the same method or account used for deposits. Deviations may require additional verification or be denied.
📊 Enterprise-Wide Risk Assessment
hokmsharti.com conducts an annual enterprise-wide review of AML risk to detect evolving threats and refine controls. The assessment covers:
- Service and product financial exposure
- User demographic and behavioral risk profiling
- Transaction volume, velocity, and anomalies
- Third-party and payment channel risk evaluation
🚨 Suspicious Activity Reporting (SAR)
When suspicious conduct is detected:
- It is escalated to internal AML analysts
- If warranted, senior compliance review is triggered
- A formal Suspicious Activity Report (SAR) is filed with relevant authorities
We may suspend accounts immediately to preserve evidence and ensure security.
📁 Data & Record Retention
- KYC Documents: Archived for a minimum of 10 years after account closure
- Transaction Records: Retained for at least 10 years from transaction date
All stored data is encrypted and accessible only by authorized compliance personnel.
🔐 Data Privacy & Security
Your privacy is of utmost importance. We do not sell or share personal data unless required by law. All data handling, storage, and transmission comply with industry standards and encryption protocols.
🧠 Staff Training & Compliance Oversight
Every staff member and partner of Play the Conditional Sentence with Real Money undergoes regular AML/KYC training which includes:
- Mandatory onboarding certification
- Annual refresher programs aligned with new regulations
- Simulation exercises and compliance drills
📋 Policy Review & Updates
This policy is reviewed at least annually or whenever legal/regulatory changes occur. Material updates will be publicly published on this site, and users will be notified if required.
📬 Contact & Compliance Support
If you have questions about this policy or wish to report suspicious behavior, please contact us:
- Email (Compliance): [email protected]
- Email (Support): [email protected]
✅ Final Disclaimer
This AML & KYC policy is part of your agreement with hokmsharti.com. By using our services, you agree to abide by these rules. We reserve the right to:
- Modify or amend this policy at any time
- Suspend or terminate accounts that fail compliance
- Report suspected wrongdoing to legal or regulatory authorities
Last Updated: September 24, 2025